Check out our latest article where Hossam Gramon, Senior Partner – Head of Banking and Project Finance at ADSERO, writes, in Capital Call Newsletter by EPEA, how the assignment of real estate instalment receivables can turn an ordinary off-plan sale into a credit exposure and the effect on buyer defences. To read the full article, […]

Highlights In September 2026, the Central Bank of Egypt (the “CBE”) issued a Circular addressed to credit guarantee companies (the “Company” and, collectively, the “Companies”) operating or wishing to operate in Egypt (the “Circular”), establishing the rules governing the licensing regulations and supervision of the Companies. The Circular was issued pursuant to law no. 194 […]

We are delighted to share that we have won African Law Firm of the year, presented by Law.com International for The African Legal Awards 2026. This prestigious award is a testament to our team's hard work and commitment to providing our clients with unparalleled legal services. We sincerely thank our clients for their ongoing support […]

Introduction On 23 September 2026, the Egyptian Drug Authority (the “EDA”) issued decree no. 480 of 2026 (the “Decree”), introducing new controls and procedures governing the pricing and repricing of human pharmaceutical products in Egypt. The Decree defines human pharmaceuticals as “Any product or preparation containing a substance or combination of substances used for the […]

We are proud to have been awarded two major accolades from Islamic Finance News (IFN), one of the most coveted honours in the global Islamic finance and banking industry. The awards recognise our work as Egyptian counsel to The Ministry of Finance | Egypt (MOF) across two landmark transactions: - IFN Sovereign & Multilateral Deal […]

Check out our latest interview in which our Partner and Head of EENR, Malak Khalil, speaks to EnterpriseAM about why a successful Extended Producer Responsibility (EPR) scheme requires a resourced downstream waste-management industry, the practical realities of Egypt’s current plastic-bag fee model, and the compliance risks of operating without a robust enforcement layer. To read […]

On 18 February 2026, the Financial Regulatory Authority (“FRA”) Board of Directors decision no. 35 of 2026 (the “Decision”) entered into force. The transitional period it granted has now expired, making compliance an immediate consideration for affected non-banking financial institutions in Egypt. The Decision requires FRA licensed companies carrying out non-banking financial activities whose issued and […]

As part of ADSERO's ongoing support for the Khaled Bichara Scholarship (KGB), we are proud to share the stories of two of the students we are helping put through university. A student from Minya who wants to build Egypt's first low-cost microchip and robotics factory. A student from Beni Suef who had her USAID scholarship […]

On 23 August 2026, The Central Bank of Egypt (the “CBE”) issued a circular (the “Circular”) regulating the rules governing the digital know your customer (the “eKYC”) services for banks operating in Egypt. The Circular is issued to fill a regulatory gap for the emerging need of eKYC, which is essential for the operation of digital banks in Egypt. The process […]

On 28 July 2026, the Egyptian Minister of Labour issued decree no. 162 of 2026 (the “Internal Regulation Decree”) setting out the general rules governing the internal work regulations (the “Regulation”) that every employer with ten (10) or more employees must adopt under the new Labour Law No. 14 of 2025. The Internal Regulation Decree […]

We are pleased to share ADSERO’s contribution to the Legal 500: TMT 2026 Country Comparative Guide – Egypt. This guide provides an overview of the legal framework governing Technology, Media, and Telecommunications in Egypt. It outlines key regulations concerning software rights, data protection, and telecommunications licensing. It also highlights emerging developments in cybersecurity, cloud computing, […]

The Egyptian real estate sector is undergoing a potential regulatory shift in the nature of the relationship between real estate developers (the “Developer(s)”) and unit purchasers (the “Purchaser(s)”). As a matter of principle, the sale of real estate units (the “Units”) is treated as a civil matter governed by the Egyptian civil code no. 131 […]

We are pleased to share our latest report highlighting the laws and decrees issued in the first quarter of 2026. To access the report, click on the attachment below. If you are interested in acquiring a copy of the legislation and keen on remaining up to date with the most recent laws and decrees, sign […]

We are pleased to share our most recent report highlighting the critical decisions issued by the Board of Directors of the Financial Regulatory Authority (FRA) during the second quarter of 2026. To access the second issue, click on the attachment below.

Introduction On 2 April 2026, the Official Gazette published law no. 3 of 2026 (the “Amending Law”), which amends the real estate tax law no. 196 of 2008 (the “Real Estate Tax Law”). The Amending Law entered into force on the day following its publication (the “Effective Date”). The Executive Regulations of the Real Estate […]